1. Payment processing and approval
   
   
   “By clicking Pay, you authorise Maroc Pages to process your payment via the CMI payment gateway. Payment is subject to approval by your bank and the CMI platform.”
    You can add: “Transactions may be delayed or declined by card-issuer or CMI in case of suspected fraud or insufficient funds.”
   
   
   
2. Refunds and reimbursements
   
   
   “Refunds (partial or full) will be processed in accordance with Maroc Pages’ Refund Policy. In case of refund, it may take several business days for the amount to appear in your account, depending on your bank.”
    If you have a specific refund timeline: “Please allow up to X business days for your bank to reflect the refund.”
    You might also note: “Maroc Pages cannot guarantee immediate fund reversal — this is subject to card-issuer and banking processes.”
   
   
   
3. Cancellation and charge-back risk
   
   
   “Once your payment is accepted and the order confirmed, cancellations may be subject to Maroc Pages’ terms. Unauthorised charge-backs may lead to fees or suspension of service.”
    This warns users about the implications of initiating a charge-back vs. contacting you for resolution.
   
   
   
4. Currency and conversion
   
   
   “The transaction will be processed in Moroccan Dirhams (MAD) or in a currency specified at checkout. Your bank or card issuer may apply conversion fees if you pay in another currency.”
    Especially relevant since CMI now supports multi-currency for e-commerce. Morocco World News+1
   
   
5. Security & fraud protection
   
   
   “Your payment data is processed securely via CMI under PCI DSS standards. Maroc Pages never stores your full card information. 3-D Secure authentication may be required by your bank.” co.ma+1
    You may add: “If you notice any unauthorised transaction, contact your bank and Maroc Pages immediately.”
   
   
   
6. Transaction limits and card acceptance
   
   
   “Certain cards, banks or countries may be excluded. In case of declined payment, please try another card or contact your bank or Maroc Pages for assistance.”
    Also: “You cannot impose a minimum amount or surcharges on card payments according to Moroccan regulations.” 7news Morocco
   
   

Liability and disclaimers


 “Maroc Pages acts as the merchant, and CMI acts as the payment processor. Responsibility for successful payment routing lies with the card issuer, bank, and CMI. Maroc Pages cannot be held liable for delays or failures outside our control.”
 And important: “Prices and availability of services may change until payment is completed.”